Dr. Kristin Tugman Healthcare costs in the United States have reached a crisis point  for both employees and employers. Premiums, out-of-pocket expenses, and disability-related costs are rising at unsustainable rates, threatening not only financial stability but also workforce health and productivity. According to KFF, ACA Marketplace premiums could more than double  next year if enhanced tax credits expire. At the same time, employer-sponsored healthcare costs are projected

Dr Kristin Tugman Generation Z (individuals born between 1997 and 2012) is now 27% of the workforce in the US. While they are quickly...

The psychology of disability and return-to-work may not be a diagnosable mental health condition, but it does require psychological adjustme